Z Group · Mortgage Calculator
Estimate the monthly cost of a Miami residence — including taxes, insurance, and HOA.
A starting point, not a quote. Run the numbers below, then talk to Fernanda about pre-approval, lender introductions, and the carrying cost reality of any specific building.
Home Price
+ Carrying costs
Estimated monthly payment
$27,129
per month
Breakdown
- Principal & Interest
- $18,962
- Property Tax
- $5,000
- Insurance
- $1,667
- HOA
- $1,500
Loan summary
- Down payment
- $1,000,000
- Loan amount
- $3,000,000
- Total interest over loan
- $3,826,335
- Total cost over loan
- $7,826,335
These figures are illustrative. Actual rates, taxes, HOA assessments, and insurance premiums vary by lender, building, and unit. Z Group does not provide financial or legal advice. Consult a licensed mortgage professional before relying on any number above.
A real-world estimate, for a specific building.
Send a message — Fernanda will introduce you to a vetted Miami lender and walk you through the carrying costs of any unit you are considering.